When we wake up:

Maha Laxmi 

Maha Sarasvati

Karaagre Vasate Lakshmi Karamadhye Sarasvati,
Karamuule Tu Govinda Prabhaate Karadarshanam,
Samudravasane Devi Parvatastanamandale,
Vishhnupatni Namastubhyam Paadasparsham Kshamasva Me

                                                                           Meaning:

 The front part of the hands (the finger tips) is credited to Goddess Lakshmi, the Goddess of wealth. The middle part or palm is credited to Goddess Saraswati, the Goddess of learning and the root (the part of hand near the wrist) to Govinda. So, every morning, one should have a reverent look at one's hand which represents sincere labor.

I bow to Mother Earth, who has mountains and jungles on her body and whose clothing is made by the ocean. The wife of Lord Vishnu, please pardon me for touching you with my feet.

It is considered propitious to start the day with this sincere prayer.

Ganesha

Vakratunda Mahakaya Suryakoti Samaprabha

श्री वक्रतुण्ड महाकाय सूर्य कोटी समप्रभा ; निर्विघ्नं कुरु मे देव सर्व-कार्येशु सर्वदा॥

Meaning :- "O lord with the twisted trunk, with the effulgence of a billion suns, always remove the obstacles when I am on an auspicious undertaking."